Insurance - Types Of Clause - Part II 3089635636924505613-blid-8969741560797015740

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The clause is an amalgamation of various clauses but it clearly passes the burden of proof to the assured and provides the assured with the task of satisfying a court (where a war or allied risk is taking place) that the loss did not occur as a result of the hostilities. The insurer is still required to provide some proof that a loss has taken place in a location and in circumstances where the abnormal conditions are occurring; such as war or civil war. Often this will be a matter of common sense or on the public record.

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